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We offer competitive rates and comprehensive coverage
and reward policyholders with good driving records.

There is a lot to know about auto insurance in order to fully understand what you're paying for. Auto insurance includes three broad coverage categories designed to protect you from financial loss if you have an accident:

  • Property coverage pays for damage to or theft of your car.

  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

Private Passenger Auto
This is your personal-use vehicle, which may be used for pleasure, commuting, personal business, etc.

Classic
This is a vehicle that is between 15 - 30 years old and in good condition. It has collector value and is not used for commuting.

Antique
This is a vehicle that is more than 25 years old and used strictly for show purposes. It should be plated with an historical vehicle license plate.

Motorcycle insurance covers both motorcycles and scooters. Coverage can include property, liability, passenger, and medical.

Whether you have an RV, Motor Home, Snowmobiles or 5th wheel, RV Insurance covers your recreational vehicle and its contents while on the road.

Motor Home
This is a vehicle designed for recreational accommodation and is not a principle residence.

Recreational
These are off-road, 4-wheel All-Terrain Vehicles, snowmobiles, motorcycles, and personal-use utility or camper trailers.

Most home insurance coverage will cover any boats that have an outboard of 25 H.P. or less. This includes small boats and canoes. Larger and faster boats and jet skis need additional coverage and a separate watercraft policy. The type of watercraft as well as the value will play a factor in the cost of insurance.