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You need affordable but complete coverage to protect your home
and valued possessions. We will find the right coverage for you.

Home and Property insurance covers a policyholder’s physical residence as well as its contents against damage or loss from fire, theft, and vandalism. Also included are weather related floods, tornado, hail and lightening.

Homeowners insurance is basically designed to bring your home and possessions back to the same condition they were in before a loss occurred. Home and Property insurance covers a policyholder’s physical residence as well as its contents against damage or loss from fire, theft, vandalism as well as weather related floods, hurricane, hail and lighting. Liability coverage also takes care of the individual’s responsibility for any injuries people might suffer while on the property covered by the policy.

For Condos: We understand that as the owner of a condominium unit, your insurance needs are different from other homeowners. Chances are your association purchased a master policy to cover common areas like the exterior building and walkways. But you are responsible for insuring your individual, personal interests within your unit. You need both personal property and liability insurance.

For Renters: While your landlord has homeowners insurance coverage for the physical dwelling, as a renter, you need insurance to cover your personal property, such as clothing, furniture or electronic equipment, in the event of loss from fire or theft or other perils.

Renter's insurance will also protect you if you are responsible for bodily injury or property damage to others, for example, if a visitor trips and falls on your property and gets hurt.

Principle Residence
We provide packages to suit your individual needs, from broad form homeowner's programs to comprehensive programs with many discounts to offer.

C. Lexow Insurance Advisors offers a broad range of policies with optional extensions that allow you to tailor your coverage to your own personal needs:

  • Scheduled Personal Property

  • Earthquake Coverage

  • Seasonal Residences

  • Rental Properties

  • Boats

  • Vacation Trailers

  • Home Businesses

Extensions on other categories of property may have special coverage and dollar limitations. These items include jewelry, watches, furs, stamps, coins, and others. You can arrange additional coverage as required.

Property Discounts Available
We offer discounts for: Non-smoker, Claims-free, Dual Policy, Age Credit, New Home Credit, and more! Most of the companies that we represent offer for major savings for combining your home and auto insurance.